About Mortgage Pundit
We at Mortgage Pundit, are driven by your aspirations to achieve a better future. What a better future looks like varies; it can be your first home, investment portfolio, buying first business or looking for a financially secured retirement. Whatever the future looks like it will take capital to make it happen. Here at Mortgage Pundit we are committed to help our customers to make the most of their earnings helping them to achieve their future goals.
Why Mortgage Pundit
Mortgage Pundit plays a crucial role in your home buying process by helping prospective homeowners find the right mortgage product to meet their financial needs and goals. Here are some of the key reasons why working with us can be important:
- Access to a wider range of products: Mortgage advisers have access to a wide range of mortgage products from different lenders, which we can use to help find the best option for the borrower. This allows the borrower to compare multiple options and find the best fit for their financial situation.
- Expertise and knowledge: Mortgage Pundit have extensive knowledge of the mortgage industry and are able to explain complex terms and products in a way that is easy to understand. We can also help you navigate the often-complex home-buying process, and provide guidance on how to improve your chances of getting approved for a mortgage.
- Time-saving: Finding the right mortgage product can be a time-consuming and complex process. We can help streamline the process by doing the research, comparing products, and submitting the mortgage application on behalf of the borrower.
- Cost savings: In some cases, we are able to negotiate better terms and rates on behalf of our clients, which can result in cost savings for our customers.
- Neutrality: As Mortgage adviser we are independent third-party agents who work for the borrower, not the lender. This means that we have no vested interest in any particular lender or product, and can provide impartial advice and guidance to the borrower.
- Convenience: As your mortgage adviser can often handle much of the mortgage process on behalf of the borrower, which can be a convenient option for busy homebuyers who may not have the time to do the research themselves.
In conclusion, Mortgage Pundit can play a key role in helping prospective homeowners find the right mortgage product and navigate the home-buying process. By working with us, you can take advantage of our expertise, access to a wider range of products, and convenience, which can help you find the best mortgage product to meet your financial needs and goals.
Why Choose Us?
Experience
We Are Pundits (an expert or scholar in a particular subject or field) in our field. Experienced Banker with over 15 years of Business.
Network
We work with you and will do all the heavy lifting for you to take your stress away and find the best deal for you. Our strength lies in our network of lenders.
Ease
Our mortgage solutions are faster, cheaper and transparent. We provide Judgement free financial advice that will help you take your money farther.
Detail Oriented
Applying for funding is a painstaking process and requires attention to every detail.
Personalized Advice
Our mortgage solutions are faster, cheaper and transparent. We provide Judgement free financial advice that will help you take your money farther.
Professionals
Whether you are struggling with financial situations, or looking to create an Asset portfolio, we can be partners to your journey.
What We offer
Here at Mortgage Pundit, we offer top-notch financial advice and expertise, drawing from over 15 years of experience in Business and Commercial banking. Our team of smart and knowledgeable professionals in the industry will ensure that you receive the best guidance possible. Trust us to provide top-notch support for all types of Home, Business, and Commercial lending.
If you’re interested in purchasing your first home, starting your first business, or expanding your property portfolio, we invite you to reach out to us for a no-obligation discussion. Our team is happy to share their experience and expertise with you.
Buying First Home?
Let us be part of your goal. We can make this hassle free experience for you.
Expanding business?
Looking to expand your business and need funding? We can help you.
Business Debt?
Want to review your current business debt? We can help you with it.
Our Partners
calculate your loan amount
with our Free Tool
Frequently Asked Questions
Is owning a house better than renting?
Becoming a homeowner from a renter from is a big step, and one you should feel confident about this decision. We’ll walk you through the benefits of renting and buying to understand if it is the right time for you to make the move.
Do I have enough deposit/Equity?
Key mantra is: “More you put, less you borrow” It certainly helps to have a larger down payment or deposit, the amount you can borrow will depend on what you can afford. Certainly a 20% deposit under current LVR thresholds can help you to secure good interest rates and other favorable loan options. We’ll help you to understand realistic scenario.
Is my Credit rating important?
Generally speaking, the higher your credit score, the more likely it is that you’ll qualify to secure funding. You may still be able to qualify for a home loan with a low credit score, but it will be subject to lender decision. There’s no harm in talking, get in touch with us today.
How important is my account conduct?
Account conduct with your current bank is very important as it depicts your ability to manage personal funds and it gives confidence to the lender to lend. Always make sure that your account is operating within agreed limits. However, things don’t always work out the way you want hence, there is no harm in talking to us to explore your options.
Request a Call Back
Would you like to speak to one of our financial advisers over the phone? Please feel free to call us on 0211 898 652 or Just submit your details and we’ll be in touch shortly. You can also email us at info@mortgagepundit.co.nz if you would prefer.
For Business customer: Do you have questions about how we can help you with establishing or you are looking to grow your existing business with cash-flow solutions, working capital or Debtor Finance. Send us an email and we’ll get in touch shortly, or phone 0800 PUNDIT (786 348) or 0211 898 652— we would be delighted to speak.
Note: Your details are kept strictly confidential as per our Privacy Policy.
Error: Contact form not found.
People Are Saying About Us.
Great Service
Thank you Naren ji for your best advise and getting our loan approved so quick.
Sunny Diwan
Professional & Quality
Highly recommend Mortgage Pundit for any mortgage lending. Made getting a mortgage stress-free! Very professional and very helpful.
Som Kim
Excellent Personalised Service
Excellent personalised service, Thank you Mortgage Pundit for helping us getting our finance approved during difficult times.
Sushil Bhusal
Knowledgable & Experienced
Hey Everyone,
If I could give him more than 5 stars, I would have loved to do that.
Anyways, with him our journey was effortless.
His key factors that me and my husband liked the most were:
Easy to deal with, friendly yet professional approach
His knowledge toward mortgage
Communication with us
Quick Response
Focused toward our Goal
Understand our needs
And many more……………
We highly recommend him and will use his services next time as well.
Good Work Naren, keep helping people like us.
Ishani Sharma
Sarika Thaper
It was really a great experience as we were well guided and informed in all the aspects.
Thank you so much for your wonderful work!!
Sarika Thaper
Great Understanding
Naren has a great understanding of what he’s doing and helped every step of the way. Very reliable and excellent service from mortgage pundit.
Ashima K
Sarah Oscar
Excellent service and quite experienced Mortgage Adviser. We were not surprised with Naren’s knowledge of business lending after knowing his strong banking background. Thanks for helping us with our first business purchase.
Sarah Oscar
I strongly recommend you to get in touch with them if you are thinking of buying home here in NZ either you are in Auckland, Christchurch or in any town of NZ, they will make your process very easy and stress free.
krishna Sharma
Hina Uqaili
excellent service. effective communication. very responsive. we would have been lost in the process of buying our first home if we didn’t have guidance from Mortgage Pundit. support and guidance was provided at each and every step, making the process very smooth for us.
Hina Uqaili
Raj Java
Naren was very friendly and patiently understood our requirements and gave us a few options to consider. One decided he acted ver quickly and efficiently to get us the approvals needed. He helped right through till the final settlement and am very satisfied with the work he did. Happy to recommend Naren to my friends.